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If you are struggling with credit card debt, as the cover suggests, you may as well be burning your money. I was paying the credit card companies over $2600.00 dollars per month; with the interest on some of those balances well over 20%. I knew I could not continue making those payments and I wanted to do something about the high interest rates they were charging. It felt horrible carrying that debt and it felt horrible thinking and talking about what to do. I held out, struggling financially, as long as I could; the stress was becoming unbearable.I finally took a few small steps and then jumped in with both feet. It was not an easy road, but it was worth it.I did it and this book will teach you how too! This book will teach you about options that you have and explain to you what to expect and when to expect it. It explains what happens to your credit score and suggests an option to keep that damage to a minimum.I originally wrote this book with the debt problems I was having back in "08. I rewrote and added to it because I was unfortunately in trouble again in 2022/ '23. The book is very relevant today. Whether you have $20k, $10k, or $5k of credit card debt, this book can help you.You can do this!

Get the hard-knock lessons of a purchasing pro! These lessons apply in all purchasing situations. This top five purchasing action-reference book combines expert insights, practical examples and tons of advice. Dr.Tom DePaoli in Common Sense Purchasing gives a no holds barred practical guide to purchasing, supply chain and negotiations success. Transform your purchasing strategy. Straight forward and to the point, you won't be able to put it down until you have finished the purchasing journey. It includes: - How to build relationships all across the supply chain.- Proven supplier sourcing methodology.- Non-traditional metrics that work.- A framework for a five-year purchasing strategic plan.- Stories of amazing savings and watch outs.Don't miss capturing all your impressive breakthrough savings!Visit drtombooks.com Some comments: "Dr. DePaoli clearly has loads of real-world experience, and it comes through from the first chapter of this book which stresses the importance of relationships over everything else. The format is readable and easy to apply. Other books have more depth on process, but the strength of Common Sense Purchasing is the distilled wisdom that is extremely worthwhile. It's a great gift for executives outside procurement organizations to understand a smart approach to the field. Highly recommended!""A book of few words but great truths, good for anyone who wants to know the real world of purchasing.""Often times, we see books as a means to end--be that for entertainment purposes or educational pursuits. As a college senior with no previous experience in the business of purchasing, this is a very interesting piece of writing to analyze. Being a visual

Byron Fisher's new book, The Supply and Demand Paradox, is a remarkable book that addresses two fundamental questions within the field of economics: 1) Will a consumer demand a good or service simply because a producer supplies it? 2) Will a producer supply a good or service simply because a consumer demands it? The author answers both questions fully, in presenting a theory that he has developed -- known as the Supply and Demand Paradox (SDP). With logical and straightforward explanations, he makes clear to the reader exactly why the supply of a particular product or service cannot in and of itself generate demand. In stark contrast, demand for any product or service -- whether illicit or not -- will always generate supply, as it spurs one or more business organizations to satisfy that demand in the pursuit of profits. This unique new theory is applied to a host of fields, including evolutionary biology, political science, organized crime, and the origin of financial markets. Anyone with an interest in economics, free markets, and the powerful influences of supply and demand, will find this book well worth reading.