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This book details key property and casualty concepts rarely discussed or found in print; rather they are often left to be "discovered" over time. These important concepts are now written down for all insurance practitioners to easily access. Examples of the topics and concepts found in this book include rules for reading ANY insurance policy; why losses are excluded; contractual risk transfer; legal liability theories; "COPE" details; and the proper explanation of coinsurance concepts. Also included is a rather extensive glossary of insurance and insurance-related terms.Readers will gain a deeper understanding of insurance theories, be better prepared to explain insurance concepts to their clients, and develop a greater appreciation and understanding of the claims valuation process.
This book details the modern workers' compensation system and its operation within the statutory, contractual and juridical world in which the coverage exists. Legal and contractual concepts are concretely demonstrated using simple and accurate explanations.Concepts explained in this book include: what constitutes a compensable injury, who are general contractors responsible for insuring, second injury funds, the borrowed servant doctrine, employers' liability coverage, when additional states must be added to the policy, audits, and a detailed description of how to interpret experience modification factors. The appendices combine to provide a synopsis of specific work comp laws and injury reporting requirements for every state.
Popsicle Insurance is the long overdue children's book guaranteed to make insurance learning fun. Join Drexler as he discovers what insurance is and why people need it, uses his imagination to make insurance real, and learns how his Dad helps people every day as an insurance agent.
This book details 12 insurance coverages, exclusions, and concepts that many, if not most, insurance practitioners don't fully understand or simply choose to ignore. Four major policy types are addressed in its 17 chapters: commercial property, commercial general liability, business auto and homeowners' protection. This is for insurance professionals who desire to understand coverages other insurance pushers ignore.
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