Become Debt-Free and Stress-Free

Life is fantastic when you have zero debt. But how do we get there?
First, we must find a higher purpose to get out of debt than ourselves. We are flawed as humans, but when we give to others, it steeles our resolve.
Next, we must slow our consumer spending. Our itch to "shop until we drop" is what puts us in consumer debt.
Finally, we must budget until our heart's content. Budgeting is fun once we understand the purpose and see the results.
Once everything is in place, we will crush our debt and start living stress-free lives. It is tough at first, but worth the pain. Good Luck!