Happy Cash Flow Retirement 8

We all envision our retirement years as golden moments in time. But how do we hope to live a stress-free life without worries of money or time?
The answer is passive income. We can protect ourselves from downturns and unexpected events by creating multiple passive income streams.
The key to building income streams is starting early. The best time to start a business was ten years ago. The next best time is today.
I am 41 and building income streams via real estate, dividends, royalties, and business. You can do the same to ensure a Happy Cash Flow Retirement.